Vanderbilt Finance Promo

3.5% down payment on in stock e Built homes.

LIMITED TIME OFFER: 5% Down Payment Reduction (the “Reduction”). Vanderbilt Mortgage Portfolio loans only. Not available with FHA, USDA, VA, or GSE loans. Reduction available for applications submitted between January 2, 2026, through April 30, 2026, for loans on new manufactured or modular homes from a Clayton Family of Brands retailer. Minimum 600 credit score for home-only loans financing homes installed in communities. Otherwise, no minimum credit score. No maximum loan amount. For eligible loans, the required down payment percentage will be reduced by 5 percentage points. Reduction example: On a $100,000 purchase price with a 10% ($10,000) required down payment, the down payment requirement will be reduced to 5% ($5,000). Reduction only applies to loan programs requiring a minimum 10% down payment. For primary residences only, not a second home, “buy for,” or investment purchase. Reduction cannot be combined with any other offer and may not be available in all states. Vanderbilt reserves the right to cancel the Reduction at any time.